Platinum Credit Card 
Home Insurance 
Car loanThe everyday credit card with no annual fee. Apply for your Classic Mastercard online in minutes or call us on 0818 200 412 - Monday to Friday, 9am - 5pm.
Not the product you are looking for?You can use our online application form below which only takes 5 minutes to complete. You can also call our credit card team if you have any questions or call into your local branch.
Customers can apply online today.
Customers can call us on 0818 200 412 Mon-Fri, 9am – 5pm.
Customers can call into their local branch.
To apply for a credit card you must be 18 years of age or over. We apply lending criteria when you apply for a Credit Card and we decide to approve applications for Credit Cards based on them. If we approve a Credit Card for you, terms and conditions will apply but we will make sure you have these before you commit to the facility.
To apply for a credit card you must be 18 years of age or over. We apply lending criteria when you apply for a Credit Card and we decide to approve applications for Credit Cards based on them. If we approve a Credit Card for you, terms and conditions will apply but we will make sure you have these before you commit to the facility.
The balance transfer rate is available for a maximum period of 7 months from the date of account opening.
This stands for Annual Percentage Rate which is the annual rate of interest you will be charged on a credit card. It takes account of all the costs involved for the card, such as annual fees and the interest rate.
All rates quoted for credit cards are variable except for introductory rates and balance transfer rates which are fixed for the period of time specified.
A perfect alternative to getting a small loan. Enables you to transfer a credit card purchase of €250 or more at a great low rate of 6.7% variable (6.9% Annual Percentage Rate). Spreads the cost of the purchase as you pay it off in 6, 12 or 24 equal monthly instalments meaning you won’t have to pay full amount off at the next payment day.
| Transactions in Euro | All other transactions | |
| Cross border handling fee | None | 2.25% |
| Cash Advance fee | 1.5% subject to a minimum of €2.54 per transaction | A cash Advance fee of 1.5% will be applied to a Euro converted amount including the 2.25% Cross Border Handling Fee referred to above subject to a minimum of €2.54 per transaction |
The maximum daily withdrawal limits (below) depend on the type of ATM you use and the country you are in:
| ATM Chip & Pin | Non Chip & Pin | |
| Maximum Daily Limit | €700 | €300 |
You will be charged a cash withdrawal fee unless your credit card account is in credit when the transaction hits your account or has a zero balance after the transaction is completed.
Platinum Credit Card Home Insurance Car loan
Give us a call directly
If you need to speak directly to an agent, please use our dedicated credit card lines:
ROI: Freephone 1800 946 764 GB & NI: Not Freephone 0345 309 8099 All other locations: Not Freephone +353 56775 7007
8am-8pm response within 15 minutes or less
For details on branch services, National Sort Code (NSC), BIC / IBAN, branch contact details and opening hours.
Use the dropdown to search for a branch across the country:
Bank of Ireland Group plc is a public limited company incorporated in Ireland, with its registered office at 2 College Green, Dublin, D02 VR66 and registered number 593672. Bank of Ireland Group plc, whose shares are listed on the main markets of the Irish Stock Exchange plc and the London Stock Exchange plc, is the holding company of Bank of Ireland.
Bank of Ireland is regulated by the Central Bank of Ireland. In the UK, Bank of Ireland is regulated by the Central Bank of Ireland and authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request.
